General Questions

We’ve compiled a list of answers to the most frequently asked questions from our members. They are designed to give you a better understanding of our organization, our services, and other technical information. 

General Questions

What limits of liability are available?

A range of coverage limits are available based on your preferences and needs.

How much coverage should I purchase?

When considering the amount of coverage to purchase, it is helpful to take into account your medical specialty, geographic location, assumption of risk of personal assets in the event that a large claim is filed, and what premiums you feel you can afford.

How is my premium determined?

Medical liability insurance premiums are primarily based on medical specialty, geographic location, coverage form and policy limits. Other factors that could influence premium costs include procedures performed and risk management practices.

What is tail coverage?

Prior acts coverage, more commonly known as “nose” coverage is a supplement to claims-made insurance policies and may be purchased from a new insurance carrier when a physician changes carriers and had claims-made insurance with their previous employer. Prior acts coverage covers incidents that occurred before the beginning of the new insurance policy date but for which no claim has been made.

I need a declaration page. Where can I get it?

You can send us an email but please be sure to include your full name, phone/fax number, and policy number, if available.

I need verification/claims history. Where can I get it?

You can send us an email but please be sure to include your full name, phone/fax number, and policy number, if available.

Where can I get my tax forms?

You can send us an email but please be sure to include your full name, phone/fax number, and policy number, if available.

Where can I pay my bill?

You can pay your bill over the phone by calling 616.202.2288. You will not be able to pay your bill online at this time.

I have a general question. Who should I contact?

MPIE is happy to field your web inquiries here, or by phone at 616.202.2288. We will always quickly refer you to the best person to answer your questions.

Where is MPIE located?

Michigan Professional Insurance Exchange
333 Bridge St NW, Suite 810, Grand Rapids, MI 49504

Who can I contact about employment?

MPIE seeks dedicated, energetic, and skilled individuals to join us. We offer a positive work environment, assorted benefits, and the opportunity to be a team contributor. See our open positions.

How long has MPIE been around?

MPIE was formed in 1988 by Butterworth Hospital and 200 of its medical staff members, and began operations in October 1988.

What resources are available through MPIE's website?

Please see the MPIE Website User Manual for detailed information about available resources and navigation instructions.

How do I navigate MPIE's website?

Please see the MPIE Website User Manual for detailed information about available resources and navigation instructions.